About Us

The professionals at Stengel Insurance Group have extensive experience and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve. It is our commitment and desire to establish trust and a long-lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice.

Name: Lisa Kanipe
Cell: 720-352-2566
Email: lisa@stengelins.com

“I started in the insurance industry in 2000, working as a Customer Service Representative. I take care of my clients by offering more options as an independent agent.”

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Name: Karen Stengel
Cell: 720-351-5065
Email: karen@stengelins.com

“I have 21 years of experience as a health insurance broker consultant.  My passion is helping you find the best solution for your health insurance needs.”

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Name: Gerry Stengel
Cell: 720-350-0124
Email: gerry@stengelins.com

“I have 25 years’ experience in the insurance industry. I am associated with The AHBE Group as an independent agent. ”

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Name: Rob Kanipe
Cell: 720-833-8214
Email: rob@stengelins.com

“I have been working in insurance and management for over 20 years. The longevity of both careers taught me the most important lessons of customer service”

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Call us today for a quote: 303-254-6360

Services

Stengel Insurance Group can help you navigate the complex world of insurance plans in order to protect the most important parts of your life. Whether you are looking for auto coverage, business policies, or life insurance, we will custom-build a plan that matches your needs and your wallet. We provide comprehensive, customized auto, home, life, and business insurance/group health plans.

Vehicle Insurance

– Insurance protection for the things that matter most to you.

  • Auto Insurance– Get the right insurance coverage for your car, truck, van or other vehicles.
  • Motorcycle Insurance– Ride safe and insure your motorcycle.
  • ATV and Motorsport Insurance– Insurance policies that cover all your toys.
  • Classic Car Insurance– Your classic car is an icon. Insure it well.
  • RV and Mobile Home Insurance– Home insurance for your home-on-the-road.
  • Boat and Watercraft Insurance– Insurance coverage for the captain of the ship.

Property Insurance

– Insurance protection for the things that matter most to you.

  • Homeowners Insurance– Insurance protection for your most valuable asset.
  • Condo Insurance– Condos have special needs – make sure your insurance is right!
  • Renters Insurance– Inexpensive insurance options that make sense for renters.
  • Landlord ProtectionTM– Renting your home? Protect yourself with landlord insurance.
  • Flood Insurance– Insurance protection that covers what many homeowner’s policies don’t.
  • Earthquake Insurance– Specialized insurance coverage for when an earthquake strikes.

Commercial and Business Insurance

– Insurance coverage that helps protect your business

  • General Liability Insurance– Broad insurance coverage for your business and activities.
  • Commercial Property Insurance– Protect your business with insurance for your commercial property.
  • Business Auto Insurance– Cover your business with insurance for commercial vehicles.
  • Commercial Umbrella Insurance– Insurance coverage that helps protect your business from the rising costs of lawsuits.
  • Workers’ Compensation Insurance– Insurance coverage that helps you take care of your employees.

Health Insurance Types

  • HMOs and EPOs may limit coverage to providers inside their networks. A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan. If you use a doctor or facility that isn’t in the HMO’s network, you may have to pay the full cost of the services provided.
  • HMO members usually have a primary care doctor and must get referrals to see specialists. This is generally not true for EPOs.
  • These insurance plans give you a choice of getting care within or outside of a provider network. With PPO or POS plans, you may use out-of-network providers and facilities, but you’ll have to pay more than if you use in-network ones. If you have a PPO plan, you can visit any doctor without a referral.
  • If you have a POS plan, you can visit any in-network provider without a referral, but you’ll need one to visit a provider out-of-network.
  • High Deductible Health Plans typically feature lower premiums and higher deductibles than traditional insurance plans.
  • If you have an HDHP, you can use a health savings account or a health reimbursement arrangement to pay for qualified out-of-pocket medical costs. This can lower the amount of federal tax you owe.
  • A catastrophic health insurance plan covers essential health benefits but has a very high deductible. This means it provides a kind of “safety net” coverage in case you have an accident or serious illness.
  • Catastrophic plans usually do not provide coverage for services like prescription drugs or shots.
  • Premiums for catastrophic plans may be lower than traditional health insurance plans, but deductibles are usually much higher.

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